Terms of Service

What you're buying

Every product in the library is a digital file — a PDF or an Excel workbook. Nothing ships physically. Each purchase is a one-time payment, priced in USD as shown at checkout; sales tax may be added at checkout where the law requires it.

Delivery

Once your payment is confirmed, we email you a signed download link. The link is valid for 7 days. If it expires before you download the file, reply to the delivery email — or write to library@lazmacias.com — and we'll re-send it at no charge. Your purchase means lifetime access to the file, including future updates to it.

Download links are personal to your purchase. Don't share them — a shared link is treated the same as sharing the file itself.

Your license

Your purchase gives you a license to use the product yourself — personally and in your own work or business, including work you do for your own clients. What the license does not allow:

• Reselling, sublicensing, or redistributing the file, in whole or in part.
• Republishing the content, free or paid, anywhere.
• Sharing the file or your download link with people who didn't buy it.

If a product page states more specific license terms for that product, those terms apply to it. Free editions carry this same license — free to claim doesn't mean free to redistribute.

What these products are — and aren't

These are practical systems, templates, and educational material. They are not financial, legal, or professional advice, and they come with no income claims — results depend on the work you put in. That's a deliberate part of how this store operates.

Warranty

Every product is sold as described on its product page. If what you receive is broken, incomplete, or materially different from that description, we'll make it right — see the refund policy. Beyond that, the products are provided as-is, without further warranties.

Acceptable use

Use the store like a person, not a script: no scraping, no bulk-claiming free downloads, no interfering with checkout or delivery. We may refuse service where these terms are being abused.

Refunds

Covered separately, in plain terms, in the refund policy.

Changes

If these terms change, we'll update this page and the date at the top. Changes never retroactively reduce what a past purchase already gave you.

Contact

Questions about these terms: library@lazmacias.com.