Freelancer & Solopreneur Money System
The money spreadsheet built for income that isn't the same every month.
- 14-day make-it-right guarantee
- Instant delivery by email
- Signed, secure download link
Most budget templates assume you get paid the same amount on the same day every month. Freelancers don't. One month you invoice $6,000, the next month it is $900, and nobody withholds tax for you.
This is a 7-tab Excel workbook built around the two problems generic budgets ignore: irregular income and self-employment tax. Log what you actually get paid and what you actually spend, and the workbook tells you what to set aside for taxes, what to pay yourself as a steady 'salary' out of a buffer account, and how close you are to your savings goals — all on one Dashboard that updates itself.
Every number on the Dashboard is a live formula pulling from the other tabs: an income tracker, an expense tracker with a deductible flag, a Tax Set-Aside tab, an Irregular-Income Buffer that averages your trailing six months and lets you draw a steady salary, and unlimited Savings Goals with progress bars. Nothing to recalculate by hand, nothing to rebuild next January.
This is a spreadsheet, not a course or a coaching call. Works in Excel, Google Sheets, and LibreOffice Calc.